Top up from any chain. No exchange in the middle.
You have stablecoins on Base, Arbitrum or Solana and you want to pay for dinner. The usual route is exchange, KYC, withdrawal, bank, wait, fees at every hop. Fundly is one hop: send from your wallet, spend with the card.
The chains you actually use.
Ethereum, Base, Arbitrum, Polygon, Solana, Tron, Bitcoin, BNB Chain, Optimism, Avalanche, Lightning and TON. USDT, USDC, ETH, BTC, SOL, BNB, TRX, DAI, POL and EURC. A unique address per chain, no memo, no tag.
- 12 chains
- 10 assets
- Unique addresses
Mid-market rate, no spread.
Deposits convert at a published rate from [RATE SOURCE] at confirmation time. The only cost is the plan fee: 1% on Free, 0.5% on Plus, 0% on Premium. We write the rate on the credited screen and in your statement so you can check it.
- Published rate
- 0% spread
- Verifiable
Virtual in minutes, metal if you want it.
The Instant card takes email, phone and a country check. Verify for a physical card, ATM access and an EUR IBAN. Premium gets a metal card, 0% FX and ten virtual cards for the subscriptions you rotate.
- Instant virtual
- Metal on Premium
- 10 virtual cards
Wallet to checkout
- 01
Pick asset and chain
Your dashboard shows fee and typical time per chain. Base and Solana are the cheap fast options; Tron for USDT; Lightning for sats.
- 02
Send from any wallet
MetaMask, Rabby, Phantom, Ledger, an exchange withdrawal. Scan the QR or paste the address. Send only that asset on that chain.
- 03
Watch confirmations
A live counter, then a credited screen with amount, rate, fee and balance. Under a minute on Solana, a few minutes on L2s.
- 04
Tap to pay
Add the card to Apple Pay or Google Pay where available, or use the details online. Every payment gets a notification with the FX fee.