Fundly
Spend USDC

A card for your USDC.

Top up straight from the wallet where your USDC lives. Base, Arbitrum, Solana and more. Your balance is credited in minutes and you pay with a card issued by our partner on the [CARD NETWORK] network.

Join the waitlistHow deposits work
How it works

USDC in, card payment out

No off-ramp shuffle. Four steps and you are paying.

  1. 01

    Get your card

    Sign up with email and phone. Your Instant virtual card arrives in minutes. Limits apply until you verify.

  2. 02

    Choose USDC and a chain

    Pick USDC, then the chain you hold it on. Base and Arbitrum are cheap and fast. Solana is close to instant.

    Deposit USDTConfirmed
    + 500.00 USDT
    NetworkTron (TRC-20)
    Network fee1.0 USDT
    Credited497.50 USD
    TX 0x8f3a…c21e · 12 confirmations
  3. 03

    Send to your address

    Copy the address or scan the QR code. Send only USDC on the chain you picked. The dashboard shows confirmations as they land.

  4. 04

    Tap and go

    We credit your balance at the published rate. Add the card to your phone wallet where available and pay online, in store or for subscriptions.

    Balance
    $4,200.30
    Fundly
    Cardholder
    Alex Rivera

Where to send USDC

Native USDC is supported on these chains. Confirmations and minimums are launch proposals and may change.

FeeConfirmationsTypical timeMinimum deposit
Base
Low fees, fast, native USDC
12About 1 to 2 minutes5 USDC
Arbitrum
Native USDC
12About 1 to 2 minutes5 USDC
Solana
SPL token
32Under 1 minute5 USDC
Ethereum
ERC-20, higher network fees
12About 3 to 5 minutes20 USDC
Polygon
Native USDC
64About 2 to 4 minutes5 USDC
BNB Chain
BEP-20
15About 1 minute5 USDC
Optimism
12About 1 to 2 minutes5 USDC
Avalanche
C-Chain
12Under 1 minute5 USDC

Bridged versions of USDC such as USDC.e are not supported at launch. Network fees go to the chain, not to Fundly.

Deposits

Straight from your wallet

No need to move USDC to an exchange first. Send from MetaMask, Rabby, Phantom, Coinbase Wallet or any wallet you already use. Each chain has its own deposit address in your dashboard.

  • Base
  • Arbitrum
  • Solana
  • Ethereum
See all chains
Deposit USDTConfirmed
+ 500.00 USDT
NetworkTron (TRC-20)
Network fee1.0 USDT
Credited497.50 USD
TX 0x8f3a…c21e · 12 confirmations
Cards

Spend it like cash

Accepted anywhere the card network is. Pay in EUR or USD with the FX fee shown before every payment. Freeze the card, block merchant categories and set a cap per card from your dashboard.

  • Virtual and physical
  • Apple Pay
  • Google Pay
Explore cards
Balance
$4,200.30
Fundly
Cardholder
Alex Rivera

Questions about spending USDC

Turn USDC into a card that works.

Join the waitlist